Loans

Lead Partner: HEVA Fund
Component: Access to Inclusive Finance (Sanara Program)
HEVA Fund provides responsive loan and grant facilities tailored to the production, trade, working capital, project, and business development needs of creative entrepreneurs and organizations within Kenya’s cultural and creative industries.

Loan Facilities:
HEVA’s loan products—Ota Growth, Ota Kopa, and Ota Kopa+—offer creative businesses financing from KES 999 to 20 million. The flagship Ota Growth facility provides KES 5million to 20 million in debt investments at 9% interest, targeting growth-oriented creative enterprises ready to scale.

Impact:
Through this blended financing approach, HEVA is expanding financial inclusion within the creative sector, enabling underserved creatives and organizations to build viable enterprises, strengthen community-based structures, and scale their economic participation across Kenya.

Total number of disbursed loans in Kenya shillings.

230,984,298

Female

197,809,832

Male

21,135,000

PWD

5,080,000

Refugee

Total number of disbursed loans per creative sector.

168,507,181

Fashion, beauty & cosmetics

221,562,708

Film, TV
& Audio Visual

38,724,241

Live music & Perfoming Arts

Split Per Creative & Arts Sector

Click on the tabs or pulsating points on the map below for county data​

Kisumu

Nairobi

Mombasa

Nakuru

Turkana

Kakamega

Rest of Kenya

Kisumu County

Female

32

Male

39

PWD

0

Refugees

0

Gender Split

Female

768

Male

1152

PWD

3

Refugees

1

Gender Split

Female

113

Male

114

PWD

0

Refugees

0

Gender Split

Female

27

Male

91

PWD

0

Refugees

0

Gender Split

Female

17

Male

16

PWD

1

Refugees

19

Gender Split

Female

7

Male

40

PWD

0

Refugees

0

Gender Split

Female

214

Male

394

PWD

1

Refugees

0

Gender Split